CHEAPER, FASTER,
EASIER MORTGAGES
Your local Chandler expert — also serving Arizona, California, Colorado & 5 more
Find out how Jim can help make qualifying for a low-rate mortgage genuinely easy — with one-on-one support the whole way.
About Me
I'm Jim, and I'm here to help.
I’m a positive, relationship-driven mortgage professional with over 30 years of experience and a genuine passion for helping people. I treat every client like family—offering honest guidance, personal attention, and care you can trust.Whether you’re buying your first home, your dream home, refinancing, or tapping into your home’s equity, I make the mortgage process simple, transparent, and stress-free. With a hands-on approach, expert attention to detail, and the fastest, smoothest closings in the industry, I structure loans efficiently so you can focus on what matters most.
When you work with me, you’re not just getting a mortgage—you’re gaining a trusted advisor who always puts your best interest first.
Jim Apessos
Client Stories
“Jim was very personable and helpful in our journey to get this loan. We found him to be very knowledgeable and very considerate of our situation. I have the utmost confidence in his ability.”
“This was the quickest and most pleasant experience I’ve had doing business. Very professional friendly and efficient. Thank you for taking any stress or possible frustration out of procuring my home loan.”
“Working with Jim was an amazing experience from start to finish. He made the home buying process smooth, stress-free, and kept me informed every step of the way. I truly appreciated his professionalism, quick communication, and dedication to helping me close on my home successfully. Highly recommend!”
“Jim is our go-to guy, for sure! My wife and her family has used him for years and we've followed him to Barrett Financial... where he continues to be a breeze to work with. Supportive, honest, professional experience every time. I'm 100% confident recommending him to friends and family.”
“Jim was very helpful throughout the process and guided me through step by step. He is really efficient and is an Ace at what he does. 2 Thumbs up from me. Glad to have him helping me and my family.”
“Jim was amazing at handling the refinance of my house. From start to finish he kept me in the loop and answered all my questions. Jim was swift and got me a great deal!!! I will be continuing to work with him in the future.”
“Super easy to work with got us a super good deal. Kept us in the loop for every step of the way”
“I've worked with several times over the past 10 years and highly recommend him. He's friendly, knowledgeable and has incredible attention to detail.”
Have questions about the process?
Let's have a conversation.
Every consultation is completely free, with no obligation — just straight answers about your options.
What I Do
A smoother path to your mortgage.
Real support at every step — so you always know what's happening with your loan.
Outstanding Communication and Follow-up
We keep you informed and return all emails and calls promptly, so you never have to wonder what's going on with your loan.
Professional Support
Count on us to be there with you and help you navigate the entire mortgage process — cutting through the red tape and avoiding the common mistakes people make.
Competitive Rates
We work with you to find the right program with a great rate and a transparent process, so you can rest easy.
Close Your Loan On Time
Not all lenders can close quickly or on time. We work closely with you through the process to meet every deadline and make sure your loan closes on schedule.
Client Stories
“Jim was very personable and helpful in our journey to get this loan. We found him to be very knowledgeable and very considerate of our situation. I have the utmost confidence in his ability.”
“This was the quickest and most pleasant experience I’ve had doing business. Very professional friendly and efficient. Thank you for taking any stress or possible frustration out of procuring my home loan.”
“Working with Jim was an amazing experience from start to finish. He made the home buying process smooth, stress-free, and kept me informed every step of the way. I truly appreciated his professionalism, quick communication, and dedication to helping me close on my home successfully. Highly recommend!”
“Jim is our go-to guy, for sure! My wife and her family has used him for years and we've followed him to Barrett Financial... where he continues to be a breeze to work with. Supportive, honest, professional experience every time. I'm 100% confident recommending him to friends and family.”
“Jim was very helpful throughout the process and guided me through step by step. He is really efficient and is an Ace at what he does. 2 Thumbs up from me. Glad to have him helping me and my family.”
“Jim was amazing at handling the refinance of my house. From start to finish he kept me in the loop and answered all my questions. Jim was swift and got me a great deal!!! I will be continuing to work with him in the future.”
“Super easy to work with got us a super good deal. Kept us in the loop for every step of the way”
“I've worked with several times over the past 10 years and highly recommend him. He's friendly, knowledgeable and has incredible attention to detail.”
Who We Help
The right guidance for your situation.
First Time Home Buyers
We know how overwhelming the process of buying a home is, especially if it is the first time that you're doing it. We will work closely with you to explain the process, to protect you from making mistakes that could cost you later, and to ensure that your mortgage gets approved and you get the home that you are so excited to be buying!
Move Up and Second Home Buyers
Buying a new home when you currently own one has it's own unique set of concerns. We can answer all of your questions about how to qualify and purchase a home when you already own one whether you're buying a new primary residence or a second vacation home.
Refinancing Home Owners
If you already own your home but you are looking to refinance to either save money with a lower interest rate or possibly take some cash out for any reason, we can help you with that. We also can show you how to make sure you are structuring your new financing to get the best deal possible.
Investment Buyers
If you're buying real estate for investment purposes, we can help you secure financing to maximize your ROI.
Seniors Seeking Reverse Mortgages
If you are 62 years or older and are looking for options to stay in your home without a mortgage payment (borrower still responsible for taxes and insurance) or to access your home's equity while still living there, we can answer your questions about reverse mortgages so you can decide if they are right for you.
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Other Resources You'll Find Helpful
Free guides to help you decide.
Looking for help with your down payment?
Let me share with you 3 government sponsored programs for buying a home with little or even no money down!
Download NowBuying a new home when you already own one?
If you are thinking about selling your current home and are looking at buying a new one, be sure to know this info.
Download NowWant to get a low rate when refinancing?
With these insider strategies you'll know what questions to ask to get the best offer from any lender (even me!)
Download NowWork With Us
Let's find out how I can help.
Your needs are unique — reach out however works best for you, and we'll find exactly how we can help.
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