INVESTMENT PROPERTY FINANCING
Financing That Helps Your Portfolio Grow
Rentals, flips, and long-term holds — Jim Apessos helps investors find financing that actually pencils, including DSCR and other investor-specific loan programs.
Investor Financing
Financing Guidance From Someone Who Knows the Numbers
Real estate is one of the best ways to build long-term wealth, but only when the financing works in your favor. As a Mortgage Broker with Barrett Financial Group, I help investors find the right loan structure, including DSCR and other investor-specific programs, and move fast when a deal makes sense. Whether you’re buying your first rental or scaling a portfolio, I know what lenders are looking for and how to get deals financed.
Why Investors Choose Jim
What You Get With Jim
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DSCR & Investor Loans
Financing that qualifies on the property’s cash flow instead of your tax returns, so write-offs stop working against you.
180+ Lenders
Access to 180+ lenders and programs through Barrett Financial Group means real options for every strategy.
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Rentals, Flips & Portfolios
Guidelines differ from lender to lender, so I place each deal with the one whose box it actually fits.
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Full Investor Support
From your first rental to scaling a portfolio, one point of contact through every deal.
The Process
A Simple, Straightforward Path to Investment Financing
1
Send Me the Deal
Property, purchase price, and expected rent is enough for me to tell you whether it pencils.
2
Structure the Loan
I find the lenders whose guidelines actually fit the deal, whether that’s DSCR, bank statement, or conventional.
3
Run the Numbers
Cash flow, rate, terms, and what it takes to the bottom line. If the deal doesn’t work, I’ll tell you that.
4
Close & Grow
I fund this one and I’m ready for the next. Most of my loans are cleared to close within about two weeks.
AREAS I SERVE
Where I Help Investors Finance Deals
Jim Apessos is a mortgage broker with Barrett Financial Group, serving buyers and homeowners throughout Arizona, including Phoenix, Scottsdale, and the East Valley. He has a strong focus on the West Valley, including North Glendale, Peoria, Surprise, Sun City, Sun City West, Litchfield Park, and Goodyear.
In Southern California, he serves San Diego County, Orange County, Los Angeles County, and the Inland Empire.
His additional state licenses include Oregon, Washington, Colorado, Pennsylvania, New Jersey, and Florida.
FAQs
Frequently Asked Investor Questions
What loan programs work for investment properties?
DSCR loans (qualified on the property’s cash flow, not your personal income), conventional investment loans, and other programs depending on your strategy. I’ll help you find the structure that fits.
Do I need a lot of cash to start investing?
Not necessarily. Financing options vary by property type and strategy — I’ll walk you through what’s available and help you find a path that fits your situation.
Can you finance rentals, flips, and long-term holds?
Yes — different strategies call for different loan structures, and I’ll help you match the right financing to whatever you’re building.