Privacy Policy

Jim the Broker powered by Barrett Financial Group

Jim Apessos owns and operates JimTheBroker.com under this brand.

This policy describes information handled in connection with JimTheBroker.com and your inquiries to Jim Apessos (NMLS #229056), who provides mortgage services through Barrett Financial Group, L.L.C. (NMLS #181106). Mortgage applications submitted through the separate application portal are also subject to the notices provided there.

Customer service is very important to us. As we continue to improve and expand our services, we recognize our customers' need and desire to preserve their privacy and confidentiality. Safeguarding our customers' privacy is also very important to us. We have adopted standards that help maintain and preserve the confidentiality of customers' nonpublic personal information. The following Statement affirms our continued efforts to safeguard customer information.

Information We Collect

We gather nonpublic personal information about our customers as may be necessary to conduct business with our customers. We collect nonpublic personal information about you from the following sources:

Information we receive from you on applications or other forms, over the telephone or in face-to-face meetings, and via the Internet. Examples of information we receive from you include your name, address, telephone number, social security number, credit history and other financial information.

Information about your transactions with us or others. Examples of information relating to your transactions include payment histories, account balances and account activity.

Information we receive from a consumer reporting agency. Examples of information from consumer reporting agencies include your credit score, credit reports and other information relating to your creditworthiness.

From employers and others to verify information you have given to us. Examples of information provided by employers and others include verifications of employment, income or deposits.

JimTheBroker.com uses WordPress.com and Jetpack services for website operation, usage statistics, and contact forms. The contact form asks for your name, phone number, email address, loan type, message, and optional text-message consents. Website service providers may process technical information such as IP address, browser and device information, and website interactions in connection with these services and spam prevention.

The website displays reviews through Trustindex and includes an embedded Google Map on the Contact page. Loading these features can connect your browser to those providers. Their handling of information is also described in their own privacy notices. Links to the mortgage application portal and other external services take you to separately operated websites.

Please do not include Social Security numbers, account numbers, or sensitive financial documents in the general contact form. Use the mortgage application process and secure channels provided for that purpose.

California residents may have rights under the California Consumer Privacy Act, as amended by the California Privacy Rights Act, including the right to request access to or deletion of personal information, and the right to opt out of the sharing of personal information for cross-context behavioral advertising, subject to applicable exceptions. To make a request, contact us at Jim.A@BarrettFinancial.com.

Information We Disclose

We use personal information to respond to your inquiries and provide the mortgage services you request. Information may be disclosed to Barrett Financial Group, L.L.C., service providers supporting website operation, communications, analytics, and mortgage services, and as required by law. Records may be retained as needed for these purposes and applicable legal requirements.

By submitting information through our website, you acknowledge that your information will be transmitted to us and used in accordance with this Privacy Policy.

We treat customer information as confidential and handle mortgage information in accordance with applicable Barrett Financial Group confidentiality requirements.

All visitors, however, should be aware that our website may contain links to other sites that are not governed by this or any other privacy statement.

We reserve the right to amend (that is, add to, delete or change) the terms of this Privacy Statement from time to time.