ARIZONA & SOUTHERN CALIFORNIA
CHEAPER, FASTER, EASIER MORTGAGES
Buying a home, refinancing, or putting your home’s equity to work? I’m Jim Apessos, a mortgage broker with Barrett Financial Group. With 30+ years of experience and access to 200+ lenders, I’ll help you find the right mortgage for your goals.
Serving Phoenix, Scottsdale, and the West Valley in Arizona, plus the Inland Empire, Orange County, Los Angeles County, and San Diego County in Southern California.
Also licensed in OR, WA, CO, PA, NJ, & FL.
I'm Jim, and I'm here to help.
I’m a positive, relationship-driven mortgage broker with Barrett Financial Group, bringing over 30 years of experience and a passion for helping people. I treat every client like family, with honest guidance, personal attention, and care you can trust.
Whether you’re buying your first home, your dream home, refinancing, or tapping into your home’s equity, I’ll help you find the right fit through our access to 200+ lenders. My hands-on approach and attention to detail keep things simple, transparent, and moving smoothly toward closing.
You can count on me to be a trusted advisor who puts your best interests first.
Cheaper, Faster, Easier Mortgages.
It's not a slogan. It's the three things I'm actually measured on.
CHEAPER
More options. More ways to save.
With access to 200+ lenders through Barrett Financial Group, I shop wholesale rates, fees, and loan programs to find the right fit for your goals and budget. I do the comparing so you don't have to.
FASTER
Let's get you moving.
I pride myself on being one of the fastest in the industry, getting most loans cleared to close within two weeks. My team and I stay on top of the paperwork, details, and lender communication to avoid unnecessary delays and get you to the closing table quickly.
EASIER
I've got you.
I work to minimize the paperwork and keep things simple for you. I'll explain what's needed, help you gather the right documents, and handle the back-and-forth with the lender. You'll get straight answers, personal attention, and someone who treats you like family, from our first conversation through closing.
Ready to make your move? Let's talk.
MORTGAGE SOLUTIONS
Home Loans Built Around You
More Options. Honest Guidance. Personal Service.
I help homebuyers and homeowners across Arizona, including Phoenix, Scottsdale, and the West Valley find financing that fits their goals. I also serve Southern California’s Inland Empire, Orange County, Los Angeles County, and San Diego County.
As a mortgage broker with Barrett Financial Group, I compare options from 200+ lenders for first-time buyers, move-up buyers, self-employed borrowers, and homeowners looking to refinance or access their equity.
Options include conventional, FHA, VA, and jumbo loans, plus home equity loans, HELOCs, bank statement loans, and reverse mortgages.
30+ years of mortgage experience
Solutions for complex financing situations
Clear communication from application to closing
Licensed in AZ, CA, OR, WA, CO, PA, NJ & FL
Ready to Find Your Loan?
Whether you're buying, refinancing, or investing, let's talk through your options — no pressure, just straight answers.
FAQs
Frequently Asked Questions
What areas do you serve?
I serve Phoenix, Scottsdale, and the West Valley, including North Glendale, Peoria, Surprise, Sun City, Sun City West, Litchfield Park, and Goodyear. I also work throughout Southern California, including the Inland Empire, Orange County, Los Angeles County, and San Diego County.
I’m also licensed in Oregon, Washington, Colorado, Pennsylvania, New Jersey, and Florida.
What types of loans do you offer?
Conventional, FHA, VA, jumbo, home equity loans and HELOCs, DSCR investor loans, 1099 loans, bank statement loans, reverse mortgages, commercial, and other specialized financing. As a Mortgage Broker with Barrett Financial Group, I have access to 200+ lenders and loan programs to find the right fit for your situation.
What if another lender already said no?
That's exactly the kind of challenge I enjoy solving. My niche is finding financing solutions that other lenders often miss — even when others have said no, there's frequently still a path forward.
How does the loan process work?
Communication is just as important as financing. From your first conversation through closing, you'll always know where your loan stands, what to expect next, and have someone available to answer your questions along the way.
Have a Question? Let's Talk.
From your first home purchase to your next investment property, reach out and let's talk through your options.
POWERED BY
Licensed in AZ, CA, OR, WA, CO, PA, NJ & FL
Visit Barrett Financial Group’s Website
James Apessos | NMLS #229056 | Barrett Financial Group, L.L.C. | NMLS #181106 | 2701 East Insight Way, Suite 150, Chandler, AZ 85286 | AZ 0904774 | CA 60DBO-46052 & 41DBO-148702 Licensed by Dept. of Financial Protection & Innovation under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Financing Law License | CO | FL MLD1880 | NJ | OR | PA 92105 | WA MB-181106 | Equal Housing Opportunity | Equal Housing Lender | This is not a commitment to lend. All loans are subject to credit approval. | nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/181106
By submitting any forms on this page or website and providing your mobile number, you are opting in and consent to receive text messages at the number provided, including messages that may be marketing or promotional, or for customer support. Messages may be automated or sent by an autodialer. Message and data rates may apply. There is no purchase necessary, and message frequency varies. Reply STOP to cancel and HELP for help. You can view our Terms of Service and Privacy Policy at the links provided.
© Copyrights 2026 | Jim Apessos | Barrett Financial Group | All rights reserved.
Terms and Conditions | Privacy Policy
Design by Everett Marketing Agency