INVESTMENT PROPERTY FINANCING

Financing That Helps Your Portfolio Grow

Rentals, flips, and long-term holds — Jim Apessos helps investors find financing that actually pencils, including DSCR and other investor-specific loan programs.

Talk Financing Strategy

Investor Financing

Financing Guidance From Someone Who Knows the Numbers

Real estate is one of the best ways to build long-term wealth, but only when the financing works in your favor. As a Mortgage Broker with Barrett Financial Group, I help investors find the right loan structure, including DSCR and other investor-specific programs, and move fast when a deal makes sense. Whether you're buying your first rental or scaling a portfolio, I know what lenders are looking for and how to get deals financed.

Let's Talk Strategy

Why Investors Choose Jim

What You Get With Jim

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DSCR & Investor Loans

Financing that qualifies on the property's cash flow instead of your tax returns, so write-offs stop working against you.

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200+ Lenders

Access to 200+ lenders and programs through Barrett Financial Group means real options for every strategy.

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Rentals, Flips & Portfolios

Guidelines differ from lender to lender, so I place each deal with the one whose box it actually fits.

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Full Investor Support

From your first rental to scaling a portfolio, one point of contact through every deal.

The Process

A Simple, Straightforward Path to Investment Financing

Send Me the Deal

Property, purchase price, and expected rent is enough for me to tell you whether it pencils.

Structure the Loan

I find the lenders whose guidelines actually fit the deal, whether that's DSCR, bank statement, or conventional.

Run the Numbers

Cash flow, rate, terms, and what it takes to the bottom line. If the deal doesn't work, I'll tell you that.

Close & Grow

I fund this one and I'm ready for the next. Most of my loans are cleared to close within about two weeks.

AREAS I SERVE

Where I Help Investors Finance Deals

Jim Apessos is a Mortgage Broker with Barrett Financial Group, helping investors finance deals across the Phoenix West Valley, including North Glendale, Peoria, Surprise, Sun City, Litchfield Park, and Goodyear, and throughout Southern California from Orange County and San Diego County out to the Inland Empire. He's also licensed in Colorado, Florida, New Jersey, Oregon, Pennsylvania, and Washington. Wherever you're buying, I'll help you find financing that actually pencils.

Talk Financing Strategy

FAQs

Frequently Asked Investor Questions

What loan programs work for investment properties?

DSCR loans (qualified on the property's cash flow, not your personal income), conventional investment loans, and other programs depending on your strategy. I'll help you find the structure that fits.

Do I need a lot of cash to start investing?

Not necessarily. Financing options vary by property type and strategy — I'll walk you through what's available and help you find a path that fits your situation.

Can you finance rentals, flips, and long-term holds?

Yes — different strategies call for different loan structures, and I'll help you match the right financing to whatever you're building.

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Contact

(619) 737-7879

[email protected]

NMLS #229056

Barrett Financial Group NMLS #181106

2701 E Insight Wy suite 150, Chandler, AZ 85286, USA

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